But when your $200,000 player gets injured in game two of the finals and you lose instead of winning it costs you the $1,000,000 promotion money even if it is only an in game injury. In the big leagues there are random things that cost you a fortune. It is what makes the game exciting (and frustrating). There was an Aussie division II team battling for a championship a few seasons ago who had four of their five starters injured, it sucks but it happens. When I first reached division II I spent $2,500,000 on a superstud big man and he spent a total of three minutes above respectable game shape for the season due to constant injures.