Pretty much what Griffin said.
When I went all in for Denny Hall I had a couple million in the bank but not enough to get him. I barely lost in my finals last year (4th quarter comeback by the other guy in game three) despite gutting my team. If I had kept things intact and bought another player or two, I probably would've been in Div II this year.
I'll get to Div II, although now it probably won't be this season-there are some excellent Div III teams in my league. That's going to hurt the bottom-line for sure. However, there aren't going to be many players as good or as well-rounded as Denny Hall by the time I'm through with him. He will be a beast.